I was very nervous being a first time home buyer. I was learning every step of the way to the whole mortgage process and I was very happy that Tom was by my side throughout. There were many speed bumps along the way with my loan, and many places we had to look at to make sure that it would be a good fit. Tom answered all my questions quickly and efficiently, and offered me the best advice to all the problems I had run into. He was early to every showing and was able to work with my random schedule, by maximizing the time we had on the days I was free. I would definitely recommend him to my family and friends, and would work with him again!